Save My Retirement Masterclass

Class is open! Enrollment ends January 13, 2023

You work hard to make money. You deserve to keep as much of it as you can to take care of yourself today and yourself in the future. Saving for retirement in the United States is confusing. How do you start?

What accounts can you use? What are the differences between them? Did you know that you could lose up to 40% of your wealth over your lifetime, if you do not take advantage of accounts that give you a break on your taxes?

I spent the last 15 years of my life understanding the best ways to save for retirement while saving on taxes. By age 31, I mastered the ability to work optional (Financial Independence / Retire Early - FI/RE) by knowing the answers to key questions such as "should I do a 401(k) or IRA?" "Should I do a traditional or Roth?" "I maxed out my 401(k), now what?" and more.

Learn it all in 3-4 hours

Learn everything you need to know about retiring in the U.S., from someone who has done it all. This is a crash course that is aimed at helping beginners based in the United States learn about saving for retirement, with topics such as:

• The financial habits you need to successfully save for retirement
• When to start saving for retirement if you have debt
• Where to put extra money if you have debt
• How to estimate how much you need to retire and how retirement calculators work
• How to make sure that the money you put in an account is invested
• How to balance saving for yourself vs. children
• How taxes work when investing

The accounts that will be explained to you include

• Traditional and Roth 401(k)
• Traditional and Roth 403(b)
• Traditional and Roth 457(b)
• Traditional and Roth TSP
• Traditional and Roth IRA
• Simple IRA
• Rollover IRA
• Taxable brokerage
• Health Savings Accounts
• Spousal IRAs
• 529 accounts
• Coverdell ESA
• UTMA / UGMA
• Custodial IRA
• Solo 401(k) - for business owners and side hustlers
• SEP IRA - for business owners and side hustlers
• Wills and estate planning
• Term life insurance
• Whole life insurance
• IUL insurance
• Best resources for further research
• What robo advisors do

If you're interested in FI/RE (financial independence, retire early), this course goes into even more advanced topics including:

• Roth conversions
• Backdoor Roth
• Megabackdoor Roth
• Roth conversion ladder
• Rule 72(t)
• Putting all the accounts together in an optimal way, depending on your unique circumstances

How does the class work?

• The course is launched a few times a year to give you an intimate experience
• The first 60 days you will receive guided emails from Shang to make sure you are on-track
• The videos are is split into 10 - 20 minute segments for on-demand watching
• You will be invited to a private Zoom to discuss questions
• After 60 days, you will be moved to the Lifetime Access group where you can watch the videos at any time, and still receive email support from Shang
• The course comes with a 7 day refund policy
• All proceeds and profits from Save My Cents are donated

A 7 day refund policy is available. Please email info@savemycents.com